Verification infrastructure

One API for every identity, credit and business check

Aadhaar, PAN, credit bureaus, bank accounts, GST and vehicle records behind one account, one response format and one prepaid wallet — through a REST API or a no-code Panel.

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CIBIL Credit Report live today · 12 checks across identity, credit, banking, GST and vehicles.

Prepaid wallet, pay per hitCharged only on successOfficial sources
Official sources behind every check
  • API Setu (Government of India)
  • Credit bureaus
  • Banking providers
  • Verification providers
Verification APIs

12 checks across 5 categories

5 categories of verification checks, one key, one wallet. CIBIL Credit Report is live today. The rest are launching soon. Every check works in the Panel and through the API.

Identity & KYC Verification

Confirm who a customer is from their government IDs.

4 APIs

  • Aadhaar OTP Verification APISoon
  • PAN Verification APISoon
  • Voter ID Verification APISoon
  • Driving Licence Verification APISoon

Background & Bureau Verification

Credit reports from all four Indian credit bureaus.

4 APIs

  • CIBIL Credit Report APILive
  • CRIF Credit Report APISoon
  • Experian Credit Report APISoon
  • Equifax Credit Report APISoon

Banking & Finance Verification

Check a bank account is real before you pay into it.

1 API

  • Bank Penny Drop / IES Verification APISoon

Business & GST Verification

Verify a business through its GST registration.

1 API

  • GST Advance Verification APISoon

Vehicle Verification

Registration and challan details for any vehicle.

2 APIs

  • RC Verification APISoon
  • RC Challan Verification APISoon
Who it’s for

Built for lenders, fintechs and integrators

The same 12 checks, grouped into the ones each team runs most often — pick a tab to see the ones that fit your onboarding flow.

NBFCs and lenders

Identity, bank and credit bureau checks for underwriting and onboarding from one integration.

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PAN Verification API

Check a PAN is valid and matches the holder's name.

CIBIL Credit Report API

Pull a customer's CIBIL credit report and score.

Bank Penny Drop / IES Verification API

Confirm a bank account exists and get the account holder's name.

Discover the platform

One integration instead of a dozen contracts

Onboarding a customer in India means checking many separate sources, each with its own contract, format and bill. We put them behind one account.

No-code Panel

Run a check by hand and see the result on screen. Export it as CSV or PDF. No integration needed.

Get early access

REST API

The same checks as HTTP endpoints, with API keys and snippets in cURL, Python, Node.js, Java and PHP.

See the checks

One prepaid wallet

Top up once and use the same balance across the Panel and the API.

See pricing
Two ways to use Techinnoverz

Run it by hand, or wire it into your stack

Same checks, same wallet, same per-hit rates. Pick whichever fits the team — or use both.

Check details instantly, no code needed

Log in, run a lookup, get the result on screen. Built for credit, risk and ops teams doing manual or one-off checks.

  • Instant lookups across every check
  • Download and export results (CSV / PDF)
  • Full transaction and wallet history
  • No integration required
Get early access

Plug Techinnoverz into your own system

REST APIs with full documentation and copy-paste snippets in your language of choice.

  • Simple REST endpoints, API-key auth
  • The same JSON response style for every check
  • Snippets in cURL, Python, Node.js, Java and PHP
  • Same wallet and rates as the Panel
See the checks

Why teams pick Techinnoverz

Official sources

Government checks through API Setu, plus established credit bureau, banking and verification providers.

One format

Results from every source come back in the same schema style.

Pay only for successful hits

You are charged only when a record is found and returned. Failed calls, no-data responses and errors are free.

Failed calls are free

Failed calls, no-data responses and errors are never charged.

Pricing

Pay only for successful hits

Each check has its own per-hit rate, taken from a prepaid wallet that works for both the Panel and the API.

  1. Top up your wallet

    Add a prepaid balance once; it covers both the Panel and the API.

  2. Run checks

    Each check has its own per-hit rate, based on its source and complexity.

  3. Pay only for successful hits

    A check is charged only when a record is found and returned.

  4. Failed calls are free

    Failed calls, no-data responses and errors are never charged.

Talk to usSee the checks

Wallet top-ups are final and non-refundable — see our Refund & Cancellation Policy. Talk to us for the rate card.

FAQ

Questions about the Verification API

What can I verify?

12 checks: identity and KYC (Aadhaar OTP, PAN, Voter ID, driving licence), credit reports from CIBIL, CRIF, Experian and Equifax, bank accounts by penny drop, GST registrations, and vehicle RC and challan records. CIBIL is live today; the rest are launching soon.

Do I need to write code?

No. Credit, risk and operations teams can run checks by hand in the no-code Panel and export results as CSV or PDF. Developers can use the same checks through the REST API.

How is it billed?

From a prepaid wallet. Each check has its own per-hit rate, and you are charged only when a record is found and returned. The same wallet works for the Panel and the API.

Am I charged for failed calls?

No. Failed calls, no-data responses and errors are never charged. If your wallet balance runs low, further calls are paused until you top up.

Can I get a refund on my wallet?

Wallet top-ups are final and cannot be refunded or withdrawn, so top up only what you plan to use. If a deduction looks wrong, contact us and we will review it.

Where does the data come from?

Government checks run through API Setu, the Government of India’s API gateway. Credit bureau, banking and other checks run through established providers.

Do you store verification results?

Results are returned to you once, at the time of the check, and are not stored for later retrieval. We keep only a transaction record — which check, when and what was charged — for billing and legal requirements.

Who is responsible for consent?

You run checks only for a lawful purpose and with the individual’s or business’s consent or another legal basis. See our Terms and Privacy Policy for details.

Get started with the Verification API

Tell us which checks you need and how many, and we’ll set you up with the Panel, API keys and rates.

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